Ralph Prince

Work in close partnership with the Chief Executive Officer, providing leadership across the company and ensuring that internal governance, planning, policies and systems enhance the company’s capability and capacity. Managing the operations and account management of the company.

Analyze added-value credit and counterparty risk reports in a timely manner. Manage credit loss and review the provisioning policy based on delinquency metrics analysis. Create templates to sort the delinquency ratios by different sector, branch and lending criteria. Implement the new scoring module for retail loans.

Perform credit analysis for all consumer lending products. Analyze applicant credit history, investigation results, account movements and unpaid history on previous loans.

Launch and manage the educational loans portfolio of the bank in addition to many other tasks like recreating loan applications. Loan origination experience by gathering documents and info about clients.